PYPRI believes it is more expensive and risky to leave needy people unsaved while you have the resources, as “it is a great sin to count high costs while a poor man's life is at stake”.In reaching disadvantaged poor people in the remote area, PYPRI is now serving 20 wards in the Lindi urban and rural areas. Currently there are more than 230 people who have managed to initiate their own small credit through the benefit of capacity building from the PYPRI program.

It is very difficult for donor funded programs to practically involve target beneficiaries in decision making and ownership of projects. In most cases, when the active participation of the donor funded program is phased out it means the end of the services established by the program. Through a participatory and partnership-based approach, the project will aim to lay a lasting foundation for people's ownership and decision making.CBOs will establish their own institutions through their CBOs Initiatives Fund. These funds will buy shares and participate in credit selection committees, credit supervision and repayment follow-ups. This will increase the morale of CBOs’ participation and involvement. The use of a CBO council system will reduce monitoring costs.

Advocacy: awareness raising, sensitization, behavior change, resource mobilization and lobbying for support.Skills Training: Managerial, entrepreneurial and technical skills.Granting credit: Providing capital in the form of loans for income generating activities.

In order to achieve its objective of strengthening the capacity of poor communities through community based organizations, PYPRI will focus on the following goals:1. Rural and remote outreach: target and support historically disadvantaged groups in rural and remote areas.2. Targeting women and youth: increase women and young people's awareness of available resources to assist in generating income and raising credit from financial institutions.3. Create a sustainable community based operational system:i) Facilitate ownership of CBOs by the target communitiesii) Establish a sustainable rural credit systemiii) Enhance business and livelihood growthiv) Initiate an agriculture forum and a CBO for crop production for business in rural areasv) Establish community oriented record keeping toolsvi) Establish performance measurement standards for grass root projects4. Strengthen community oriented decision making processes:i) Increase community opportunities and creativenessii) Strengthen dialogue between stakeholders iii) Increase cooperation, support and linkage between community members

UNDP